Navigating The Market

Navigating The Market

Volatility and Liquidity Dynamics Reflect Late-Cycle Stress

Michael J. Kramer's avatar
Michael J. Kramer
Oct 15, 2025
∙ Paid
1
Share

3 Takeaways

  • Treasury settlements are draining liquidity, driving overnight funding rates above the Fed’s target range and exposing market stress.

  • The dispersion trade appears to be unwinding as implied volatilities in major financial stocks decline, signaling reduced volatility-driven equity momentum.

  • Widening swap and credit spreads suggest a growing risk-off sentiment, reinforcing the view that the market has reached a late-stage liquidity tightening phase.

Two-Sentence Video Description

Over $40 billion in Treasury settlements are tightening market liquidity, pushing overnight funding rates above the Fed’s target range and highlighting stress in repo markets. Chair Powell’s remarks on potentially ending quantitative tightening (QT) validate my view on mounting liquidity pressures, while falling dispersion and widening swap spreads hint at a transition toward a risk-off environment.

This post is for paid subscribers

Already a paid subscriber? Sign in
© 2025 Mott Capital Management, LLC / Michael J. Kramer
Privacy ∙ Terms ∙ Collection notice
Start your SubstackGet the app
Substack is the home for great culture